You never know when an emergency will strike. Unfortunately, 25 percent of American households have no savings on hand to help them pay for an emergency HVAC repair, according to national reports. The remaining population that does have cash set aside, half has less than $1,000, not nearly enough to cover the cost of a new HVAC system. Read on to learn how to avoid getting stuck in those 100 degree or freezing temperatures if your HVAC system kicks the bucket.
The Most Common Causes of HVAC Breakdowns
A faulty heating and air conditioning system is the most common home emergency cited in national reports, accounting for a fifth of all unexpected home services breakdowns. Some of the more frequent causes of HVAC systems are:
- Dirty air filters
- Wear and tear due to old age
- Refrigerant leaks
- Clogged drain line
- Electric control failure
- Rust and corrosion
An empty bank account leaves you in a precarious situation if you do have a problem: Either go without heating and air conditioning, which is not an option in many climates; borrow money from friends, relatives or a bank, which can lead to interest charges and other complications; or settle for a potentially shoddy discounted repair that could end up costing you more in the long run. Instead, it’s better to take the proper steps to make sure you are prepared for a breakdown.
How to Avoid an Emergency with your Heating and Air Conditioning Equipment
If you experience any of the above problems, you could be on the hook for a major repair bill, up to and including replacing your entire furnace or AC unit. Follow these tips to lower your risk of an emergency and remain prepared in case one occurs anyway:
- Keep your heating and air conditioning units well-maintained: By performing regular maintenance, you prolong the life of your equipment and decrease the odds of a breakdown. You’re also more likely to have an advance warning if part of your system is starting to fail.
- Build up Your Savings: There are so many good reasons to put aside part of your check every payday. Having the cash on hand to repair your HVAC system if it fails in the hot summer or freezing winter grants you the peace of mind as well as safety from the heat or cold.
- Do Not Waste your Money on Home Warranty Programs: Over the ten years experience we have working and repairing HVAC systems, we have found that most of the time home warranty companies find reasons to reject claims due to rust, maintenance, and other scenarios you have no control over. We recommend taking that money and saving it, so you have it when the day comes a repair is needed.
Trust the Experts to Keep your HVAC System Running: To schedule a maintenance tune-up for your heating and air conditioning system, or for emergency service call Speedy Air Refrigeration at (912) 661-5905 to schedule an appointment